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Fourteen Easy Steps to Buying a Home

Whether you are buying your first home, or up-sizing or downsizing, if you follow these fourteen easy steps to buying a home, your buying process will be so much more fun and enjoyable. After all don’t you want to enjoy spending that much money?

Does Paying Points on Your Loan Make Sense?

There are a LOT of choices to make when you shop for a home loan. one of the more complicated ones is whether it is worth it to pay points to “buy down” your loan. All your loan decisions are about paying as little as you can for the loan that fits your needs best. That it the case with paying for discount points too.

Is it Less Expensive to Own or Rent?

Tax credits, maintainence, association dues, equity…

Many potential first time home buyers wonder about the costs of owning home vs. continuing to rent. There are benefits and costs to both sides, and the answer really depends on your situation.

How Negotiable are Short Sales?

I have been wondering how negotiable asking prices are for short sales, so I decided to take a look at the MLS statistics for sold properties in Gainesville and Alachua County. In this article I am comparing the list prices to the sale prices based on the situation of the sale so we can understand how likely it is for offer to be accepted if it is below the asking price.