by Kathleen Seide | Jul 13, 2009 | Loans and Financing
I have been hearing more and more about scams where people or companies take advantage of people’s housing woes. A sad reality that the scam artists have had time to catch up to the rest of the world, but take heart – we can stay one step ahead of them!...
by Kathleen Seide | Jun 25, 2009 | Buyer Info, Loans and Financing
A great first step toward buying a house is getting a firm handle on your finances. Understanding what your income and expenses actually are right now will help you decide how much home you can afford, how much you can expect to save for a down payment, and what extra...
by Kathleen Seide | Jun 23, 2009 | Buyer Info, Loans and Financing
There has been a lot of confusing news about using your $8k tax credit to buy our home. Since the announcement was made by FHA that people will be allowed to apply the money to their purchase we have been waiting for real details of the plan to come out. The Latest...
by Kathleen Seide | Jun 21, 2009 | Buyer Info, Loans and Financing
Since your credit scores can have a huge affect on your life – from interest rates for home loans to approval for renting an apartment – it’s a great idea to understand how your credit report works. Here is a great video from The Credit Learning...
by Kathleen Seide | Jun 17, 2009 | Buyer Info, Loans and Financing
Your credit scores, along with your overall income and debt, are a big factor in determining whether you’ll qualify for a loan and what your loan terms will be. You want to do what you can to improve and maintain your credit score before you apply for a loan. Each of...
by Kathleen Seide | Jun 12, 2009 | Loans and Financing
The Truth–In–Lending statement (TIL) is a tool that was developed for borrowers (that would be YOU) to determine if company A has a better loan offer than company B, C, or D. The philosophy behind this statement is strictly based on one box at the top left hand corner...
