by Kathleen Seide | Jun 21, 2009 | Buyer Info, Loans and Financing
Since your credit scores can have a huge affect on your life – from interest rates for home loans to approval for renting an apartment – it’s a great idea to understand how your credit report works. Here is a great video from The Credit Learning...
by Kathleen Seide | Jun 17, 2009 | Buyer Info, Loans and Financing
Your credit scores, along with your overall income and debt, are a big factor in determining whether you’ll qualify for a loan and what your loan terms will be. You want to do what you can to improve and maintain your credit score before you apply for a loan. Each of...
by Kathleen Seide | Jun 12, 2009 | Loans and Financing
The Truth–In–Lending statement (TIL) is a tool that was developed for borrowers (that would be YOU) to determine if company A has a better loan offer than company B, C, or D. The philosophy behind this statement is strictly based on one box at the top left hand corner...
by Kathleen Seide | Jun 8, 2009 | Loans and Financing
A new law was just passed that affects credit cards in a big way. If you use credit cards regularly it sounds like this law will affect your daily life… here is a great article from MSN Money to help you understand what is changing. Knowing how to use your...
by Kathleen Seide | Jun 2, 2009 | Buyer Info, Loans and Financing
When deciding on a home loan this is always the big question: “Will rates go up or go down?” Great Rates Nobody is going to argue that rates are too expensive right now. You might be agonizing over .25% changes in your rate quotes but in 3 or 5 years you...
