by Kathleen Seide | Sep 30, 2009 | Buyer Info
No matter how far along you are purchasing real estate, you are probably worried about surprises showing up after you buy a property. There are several steps you can take to protect yourself and your investment, and they are built into our work-flow when we help you...
by Kathleen Seide | Jun 25, 2009 | Buyer Info, Loans and Financing
A great first step toward buying a house is getting a firm handle on your finances. Understanding what your income and expenses actually are right now will help you decide how much home you can afford, how much you can expect to save for a down payment, and what extra...
by Kathleen Seide | Jun 12, 2009 | Loans and Financing
The Truth–In–Lending statement (TIL) is a tool that was developed for borrowers (that would be YOU) to determine if company A has a better loan offer than company B, C, or D. The philosophy behind this statement is strictly based on one box at the top left hand corner...
by Kathleen Seide | Apr 8, 2009 | Buyer Info, Loans and Financing
Your credit scores, along with your overall income and debt, are a big factor in determining whether you’ll qualify for a loan and what your loan terms will be. You want to do what you can to improve and maintain your credit score before you apply for a loan. –...
by Kathleen Seide | Mar 31, 2009 | Buyer Info, Loans and Financing
Every person who thinks about buying a house by borrowing money is wondering what their credit score actually is and how much it will affect their interest rates. I was at a great seminar yesterday that explained many of the recent changes in the lending world. For...