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Real Estate from Start to Finish

Most people only buy or sell real estate a few times during their lives, and so they are nervous when it’s time to buy or sell again. Don’t worry – we’ll come to your rescue!
Here is a list of what happens as you proceed through buying and selling real estate, so that you know what to expect.

Amazing Rates?

Crown Financial in Gainesville is offering loans at 4.375% for a 30 year conventional fixed mortgage… if you are looking for a loan you might want to check them out.

Does Paying Points on Your Loan Make Sense?

There are a LOT of choices to make when you shop for a home loan. one of the more complicated ones is whether it is worth it to pay points to “buy down” your loan. All your loan decisions are about paying as little as you can for the loan that fits your needs best. That it the case with paying for discount points too.

Changes to Condo Financing

FHA is now introducing a new program for qualifying condos for FHA loans called DELRAP. This could reduce the hassles condo owners are experiencing when trying to sell by making it easier for buyers to get a loan.

DELRAP stands for Direct Endorsement Lender Review and Approval Process. As of October first DELRAP will be the (primary) way that condominiums will be approved for FHA. It may no longer take months for the FHA to review paperwork on a condo association in order to establish it on the “FHA Approved” list for lending.