Crown Financial in Gainesville is offering loans at 4.375% for a 30 year conventional fixed mortgage… if you are looking for a loan you might want to check them out.
Kathleen Seide
I have a passion for helping others meet their goals. I focus on the important issues facing people.
I am curious and adventurous by nature. I love exploring and understanding the world, sometimes that means meditation and other times I hike hours into the wilderness to see where a path leads.
Articles by Kathleen Seide
Does Paying Points on Your Loan Make Sense?
There are a LOT of choices to make when you shop for a home loan. one of the more complicated ones is whether it is worth it to pay points to “buy down” your loan. All your loan decisions are about paying as little as you can for the loan that fits your needs best. That it the case with paying for discount points too.
Is it Less Expensive to Own or Rent?
Tax credits, maintainence, association dues, equity…
Many potential first time home buyers wonder about the costs of owning home vs. continuing to rent. There are benefits and costs to both sides, and the answer really depends on your situation.
Holiday Shopping Could Affect Your Credit Score
If you are buying real estate in the next 6 months and you want to get a loan you should watch this video because you can hurt your credit scores if you aren’t careful.
How Negotiable are Short Sales?
I have been wondering how negotiable asking prices are for short sales, so I decided to take a look at the MLS statistics for sold properties in Gainesville and Alachua County. In this article I am comparing the list prices to the sale prices based on the situation of the sale so we can understand how likely it is for offer to be accepted if it is below the asking price.
What Does the New Tax Credit Mean to You?
It’s now law: Buyers get 5 more months to sign a contract, 7 more months to close.
Click here to compare the differences between the current tax credit and extended and expanded version.
Toss Your Credit Score a Lifeline!
FICO has a new website where you can get advise about how to improve your scores and how they affect the quality and types of loans you are offered.
The website has a great tool to show you how your APR is affected by your credit scores, how your credit cards offers change, and calculators for loan costs.
October 2009 Real Estate Report
Here is the October 2009 monthly housing report for Gainesville & Alachua County real estate.
The full report has stats on active, pending, and sold properties for October and the year to date, as well as information on price trends, days on the market, and inventory supplies by price bracket. (opens as an Adobe PDF file)
We had a busy October this year. For the 4th month in a row there was a year to year increase in the number of properties going under contract. The number of Sales was stable compared to last year and down a little from last month.
Pre-Inspect to Save Your Deal
In my recent post "What to Expect from a Home Inspector" I spoke to buyers about how important it is to have a Home Inspection. This is often a nervous part of the contract time line for sellers, because although you disclosed everything that you knew about there...
25 Biggest Price Drops Last Week – Oct 17th
This is your update on the largest price changes on homes for sale in Gainesville & Alachua County.
83 Alachua County & Gainesville homes & condos had price reductions in the MLS system this week, slightly less than the 105 we saw last week. (Changes for 10/11/09 – 10/17/09)